01 Retirement

• Social security retirement income estimator
• How does inflation impact my retirement income needs?
• Convert discretionary expenses to savings

02 Savings

• Becoming a millionaire
• How long will it take to double my money?
• How long until my savings reach my goal?
• Save now vs. save later
• How much should I save to reach my goal?
• What will my current savings grow to?
• Calculate rate of return
• How do taxes and inflation impact my return?

03 Insurance

• What is my life expectancy?
• What are the chances of becoming disabled?
• How much will I earn in my lifetime?
• What are the tax advantages of an annuity?
• How long will my current life insurance proceeds last?

04 Taxation

• Federal income tax calculator
• How much self-employment tax will I pay?
• What is my tax-equivalent yield?
• Tax refund estimator
• Tax freedom day

05 Home & Mortgage

• Comprehensive mortgage calculator
• Should I convert to a bi-weekly payment schedule?
• What are the tax savings generated by my mortgage?
• Compare an interest-only versus traditional mortgage

06 College

• Will I be able to pay back my student loans?
• Advantages of the Coverdell ESA.
• Advantages of a 529 College Savings Plan
• What is the value of a college education?
• What are the payments on a parental (PLUS) loan?

07 Cash Flow

• Should I pay down debt or invest more?
• How long will my money last?
• Historical inflation – Compare purchasing power

08 Credit

• How long will it take to pay off my credit card(s)?
• How long until my loan is paid off?
• What would my loan payments be?
• What is the balance owing on my loan?
• Which is better, cash up front or payments over time?
• What is the impact of making extra debt payments?
• Should I pay off debts or invest the money?

09 Paycheck & Benefits

• Convert my salary to an equivalent hourly wage.
• Convert my hourly wage to an equivalent salary.

10 Auto

• Auto purchase – Loan vs. 0% dealer financing?
• What would my auto payments be?
• Auto loan – Accelerated payoff

11 FINRA Calculators

• Smart Bond Investing Accrued Interest Calculator
• Retirement Calculator
• College Savings Calculator
• Savings Calculator
• 401(k) and IRA Minimum Required Distribution Calculator